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What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.

 

Monday, August 17, 2020

2020 has been an incredibly eventful year in so many ways. As we enter August, it’s important we reflect on the year so far, as well as what lies in front of us. Of course, 2020 will certainly be remembered for the Covid-19...

 

Monday, June 15, 2020

Here is a transcript of the video: Hey there everybody, Austin Peterson here with Backbone Financial & Lincoln Financial Advisors. This is video 8, we’ve finally made it to the finish line of actionable strategies, or things that...

 

Monday, June 8, 2020

Here is a transcript of the video: Hey there everybody, Austin Peterson here with Backbone Financial & Lincoln Financial Advisors. This is video 7 in an 8-part series of actionable strategies that you can employ, or things that you can...

 

Monday, June 1, 2020

Here is a transcript of the video: Hey there everybody, Austin Peterson here with Backbone Financial & Lincoln Financial Advisors. This is video # 6 of an 8-part series in actionable strategies that you can employ during the Covid-19...

 

Monday, May 25, 2020

Here is a transcript of the video: Hey there everybody, Austin Peterson here with Backbone Financial & Lincoln Financial Advisors. I hope you are doing well and staying healthy. Wanted to do video 5 here of an 8 part series on things...

 

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Monday, May 18, 2020

Here is a transcript of the video: Hey there everybody, Austin Peterson here with Backbone Financial & Lincoln Financial Advisors. This is video 4 in my 8 video series of what you can control yourself or actionable strategies that you...

 

Monday, May 11, 2020

Here is a transcript of the video: Hey there everybody, Austin Peterson here with Backbone Financial & Lincoln Financial Advisors. This is video 3 of actionable steps or strategies that you can employ or things that you can control...

 

Monday, May 4, 2020

Here is a transcript of the video: Hey everybody, Austin Peterson here with Backbone Financial & Lincoln Financial Advisors. Hope you are doing well and staying healthy. This is the second in a series of things that you can control...

 

Wednesday, April 15, 2020

Here is a transcript of the video: Hey there everybody, Austin Peterson here with Backbone Financial & Lincoln Financial Advisors. I hope you are doing well, and everybody is staying healthy with what is going on with the Coronavirus....

 

Wednesday, March 18, 2020

We have no doubt that over the past few weeks you have felt a range of emotions with the volatility of the current market. We truly understand and want you to know that we are here for you and together we will weather this storm. In...

 

Monday, March 9, 2020

The global economy continues to react to the threat of the coronavirus. After partially stabilizing last week, the volatility has returned. Bond yields fell as investors rushed for the safety of U.S. Treasuries. In light of these...

 

Tuesday, February 25, 2020

Over the past few days, global markets, both equity and fixed-income, have experienced considerable volatility. Stocks around the globe declined as news of the emerging, rapidly evolving spread of the novel coronavirus gained momentum...

 

Monday, January 13, 2020

% Return as of 12/31/2019 Equity Indexes 4th Q 1 Yr 3 Yr S&P 500 9.1 31.5 15.3 Russell 2500 8.5 27.8 10.3 MSCI EAFE 8.2 22.0 9.6 Emerging Market 11.8 18.4 11.6 Wilshire REIT -1.1 25.8 7.6 Bond Indexes TIPS 0.8 8.4 3.3 Aggregate 0.2 8...

 

Thursday, October 10, 2019

Commentary below the return table, enjoy! % Return as of 09/30/2019 Equity Indexes 3rd Q YTD 3-Yr S&P 500 1.7 20.6 13.4 Russell 2500 -1.3 17.7 9.5 MSCI EAFE -1.1 12.8 6.5 Emerging Market -4.2 5.9 6.0 Wilshire REIT 7.9 27.2 7.2 Bond...

 

Friday, September 13, 2019

Alex and Brad, both in their mid-forties, had just celebrated the tenth anniversary of Consulting, Inc., their market consulting business. The next morning, before going to work, Brad suffered a heart attack while jogging and died...

 

Tuesday, August 20, 2019

The equity and fixed-income markets have experienced considerable volatility over the past few weeks. Some of this has been related to a recent escalation of trade tensions with China and falling interest rates. On August 14th, the...

 

Thursday, August 8, 2019

In 2008, the financial world was in a dark place. The markets were in the midst of the subprime crisis. The sell-off in equities was broad and brutal. At the depths of the decline, equity markets fell by over half. The news media...

 

Friday, July 26, 2019

First growth, then income. If you’re like most investors, you want to achieve growth while you’re working and income after you retire. But that doesn’t necessarily make it smart to change your investment strategy when...

 

Tuesday, May 28, 2019

For most investors—even those with significant wealth—a secure financial future doesn’t simply happen. Instead, it must be carefully crafted to help meet your most important goals and leave nothing to chance. Of...

 

Wednesday, May 22, 2019

When you buy life insurance or an annuity, join an employer’s retirement plan, or open an Individual Retirement Account, you’ll be asked to designate a primary beneficiary to receive the proceeds or benefits at your death....

 

Tuesday, May 7, 2019

How much money will it take for you to retire in style? Will $1 million do the trick? How about $5 million? Or perhaps you can get by on less. If the question leaves you scratching your head, you’re not alone. Just 36 percent of...

 

Wednesday, April 24, 2019

As we entered 2019, most investors were cautious. We had just finished a challenging year. Stocks and bonds gyrated throughout the year, buffeted by macroeconomic events. In the final weeks of 2018, stocks fell sharply—giving up...

 

Wednesday, April 3, 2019

With so much media attention spotlighting retirement planning these days, you’d think the United States is a nation of hardcore investors, well-versed in the intricacies of all sorts of financial products. But the truth is most...

 

Tuesday, March 5, 2019

Americans are living longer than ever, thanks to advances in health care, improved diets and better exercise. About one out of every four 65-year-olds today will live past age 90, and one out of 10 will live past age 95, according to...

 

Tuesday, February 26, 2019

For this week's blog, I am simply including a link to another blog that is not a typical post for me and my target market, but is a topic, nevertheless, that is becoming increasingly important today and could be very useful information...

 

Friday, February 15, 2019

Longer lives and better health translate into longer retirements and new concepts of what retirement should be. Many of today’s retirees view retirement as a time to shift gears but not necessarily to slow down. They keep their...

 

Monday, February 4, 2019

Working with a Financial Advisor: Six Steps to Help You Get the Most Out of the Relationship Would you trust your medical diagnosis to a casual acquaintance? Do you cut your own hair or dry clean your own clothes? For some services, it...

 

Thursday, January 24, 2019

How much money will it take for you to retire in style? Will $1 million do the trick? How about $5 million? Or perhaps you can get by on less. If the question leaves you scratching your head, you’re not alone. Just 36 percent of...

 

Monday, January 14, 2019

You've heard the old investment adage, "Don't put all your eggs in one basket." It's good advice. A diversified portfolio should be at the core of any well-planned investment strategy. While a worthy goal at any age, it's especially...

 

Thursday, January 3, 2019

Escalating health care costs can undermine the best-laid retirement plans. One of the biggest risks lies in the cost of long-term care. Unfortunately, health care costs in general have been outpacing inflation, and this trend to may...

 

Monday, July 2, 2018

This week's blog post is brought to you by guest blogger, Sara Bailey of www.thewidow.net Enjoy! 4 Essential Steps to Financial Planning for Parents Are you a soon-to-be parent? Or, maybe you already have a little (or not-so-little)...

 

Saturday, April 7, 2018

Well, where to begin on this post. I had planned to write a post today about successes and what matters most in life, but after my experience over the weekend with AT&T Wireless, I felt that it was time better spent to discuss what...

 

Friday, February 23, 2018

Hey everybody, Just wanted to post a quick post for those who don’t follow me on social media of an interview I did on CEO Money. I hope you will indulge me for a few minutes to listen to the interview. I speak briefly about two...

 

Saturday, January 27, 2018

This has been a great couple weeks for our family as my oldest child has received his first two college acceptances and has 3 outstanding. He has already received one full tuition scholarship offer and expects to receive a similar...

 

Saturday, January 20, 2018

Well, it has been nearly a month, since my last blog post. I tried to take some time off for the holidays and I have also been sick on and off for several weeks, so let's pretend that this blog post went up the first week of January,...

 

Thursday, December 21, 2017

In the day of The Home Depot, YouTube videos, Pinterest, etc, I think we all tend to see DIY projects as a badge of honor. Building something by yourself, or completing a project yourself can be rather fulfilling, but are all DIY...

 

Sunday, December 10, 2017

I am sure that those of you who know me well, and maybe even those who don’t have been wondering about the posts that I made about my grandparents and my father/step-father and no mention of my mother. Have you heard of saving...

 

Wednesday, November 29, 2017

For those of you who visit my LinkedIn profile, Facebook page, follow me on Twitter or are frequently on my webpage (this is not nearly enough of you, by the way! :)), you may have noticed that I have gone through a bit of a re-brand....

 

Saturday, November 11, 2017

Today, I want to take a moment to honor a man that I consider my hero. I think that in this day and age, all too often, kids are growing up with athletes and entertainers as their heroes, rather than a stalwart person in their personal...

 

Friday, November 3, 2017

In my last blog post, I introduced you to why I do what I do and how I ended up choosing a career in financial services, but today I want to talk about why I am the person that I am. Not as a financial advisor, although, it makes a big...

 

Friday, October 20, 2017

I figure for a first blog post, I should introduce why I do what I do. It is somewhat of a long story that started my freshman year of high school. You see, I was sure that law school was where I was headed. I felt like arguing a case...